Policy booklets

Business

Commercial Plan

Product Disclosure Statements (PDS)

Previous policies

Target Market Determinations (TMD)

Commercial Plan TMD

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Trades Insurance Kit

Product Disclosure Statements (PDS)

Previous policies

Target Market Determinations (TMD)

Trade Kit Plan TMD

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Office Plan

Product Disclosure Statements (PDS)

Previous policies
  • Office Plan PDS March 2024

    For policies that started from 1 March 2024–1 September 2024, or were renewed from 1 April 2024–1 September 2024.

  • Office Plan PDS June 2023

    This PDS contains an included SPDS for policies that started from 2 June 2023–29 February 2024, or were renewed from 3 July 2023–31 March 2024.

  • Office Plan PDS October 2022

    For policies that started from 24 October 2022–1 June 2023, or were renewed from 24 October 2022–2 July 2023.

  • Office Plan PDS September 2021

    This PDS contains an included SPDS for policies that started from 3 September 2021–23 October 2022, or were renewed from 4 October 2021–23 October 2022.

  • Office Plan PDS July 2021

    This PDS contains an included SPDS for policies that started from 9 July–2 September 2021, or were renewed from 9 July–3 October 2021.

  • Office Plan PDS May 2021

    This PDS contains an included SPDS for policies that started or were renewed from 31 May–8 July 2021.

  • Office Plan PDS September 2019

    This PDS contains an included SPDS for policies that started or were renewed from 1 September 2019–30 May 2021.

Target Market Determinations (TMD)

Office Plan TMD

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Commercial Strata Plan

Product Disclosure Statements (PDS)

Previous policies

Target Market Determinations (TMD)

Commercial Strata TMD

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Commercial Property

Product Disclosure Statements (PDS)

Previous policies

Target Market Determinations (TMD)

Commercial Plan TMD

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Commercial Vehicle

Product Disclosure Statements (PDS)

Previous policies

Target Market Determinations (TMD)

Commercial Plan TMD

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Business Legal Liability

Product Disclosure Statements (PDS)

Previous policies

Target Market Determinations (TMD)

Commercial Plan TMD

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Workers Compensation

Policy Wordings

Previous policies

Farm

Rural plan

Product Disclosure Statements (PDS)

Previous policies
  • Rural Plan PDS March 2024

    For policies that started from 1 March 2024–1 September 2024, or were renewed from 1 April 2024–1 September 2024.

  • Rural Plan PDS March 2023

    For policies that started from 6 March 2023–29 February 2024, or were renewed from 6 March 2023–31 March 2024.

  • Rural Plan PDS September 2021

    This PDS contains an included SPDS for policies that started from 3 September 2021–5 March 2023, or were renewed from 4 October 2021–5 March 2023.

  • Rural Plan PDS July 2021

    For policies that started from 9 July–2 September 2021, or were renewed from 9 July–3 October 2021.

  • Rural Plan PDS December 2018

    This PDS contains an included SPDS for policies that started or were renewed from 1 December 2018–8 July 2021.

Target Market Determinations (TMD)

Rural Plan TMD

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Early Bird Crop

Policy Wordings

Previous policies

Livestock Insurance

Product Disclosure Statements (PDS)

Previous policies
  • Livestock PDS April 2022

    For policies that started from 11 April 2022–29 February 2024, or were renewed from 11 April 2022–31 March 2024.

  • Livestock PDS October 2021

    This PDS contains an included SPDS for policies that started from 8 October 2021–10 April 2022, or were renewed from 8 November 2021–10 April 2022.

  • Livestock PDS July 2021

    This PDS contains an included SPDS for policies that started from 25 July–7 October 2021, or were renewed from 25 July–7 November 2021.

  • Livestock PDS July 2021

    For policies that started or were renewed from 9 July–24 July 2021.

  • Livestock PDS June 2021

    This PDS contains an included SPDS for policies that started or were renewed from 30 June 2019–8 July 2021.

Target Market Determinations (TMD)

Livestock Insurance TMD

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Sugarpol

Product Disclosure Statements (PDS)

Previous policies
  • Sugarpol PDS March 2024

    For policies that started from 1 March 2024–1 September 2024, or were renewed from 1 April 2024–1 September 2024.

  • Sugarpol PDS March 2023

    For policies that started from 6 March 2023–29 February 2024, or were renewed from 6 March 2023–31 March 2024.

  • Sugarpol PDS September 2021

    This PDS contains an included SPDS for policies that started from 3 September 2021–5 March 2023, or were renewed from 4 October 2021–5 March 2023.

  • Sugarpol PDS July 2021

    For policies that started from 9 July–2 September 2021, or were renewed from 9 July–3 October 2021.

  • Sugarpol PDS December 2018

    This PDS contains an included SPDS for policies that started or were renewed from 1 December 2018–8 July 2021.

Target Market Determinations (TMD)

Rural Plan TMD

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Fruit and Vegetable Farm Cover

Product Disclosure Statements (PDS)

Previous policies

Target Market Determinations (TMD)

Rural Plan TMD

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Personal

Private Plan

Product Disclosure Statements (PDS)

Previous policies

Target Market Determinations (TMD)

Private Plan TMD

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Landlord Plan

Product Disclosure Statements (PDS)

Previous policies
  • Landlord PDS March 2024

    For policies that started from 1 March 2024–1 September 2024, or were renewed from 1 April 2024–1 September 2024.

  • Landlord PDS July 2023

    For policies starting from 3 July 2023–29 February 2024, or renewed from 3 July 2023–31 March 2024.

  • Landlord PDS October 2021

    This PDS contains an included SPDS for policies that started from 8 October 2021–2 July 2023, or were renewed from 8 November 2021–2 July 2023.

  • Landlord PDS July 2021

    This PDS contains an included SPDS for policies that started or were renewed from 25 July–7 October 2021.

  • Landlord PDS July 2021

    For policies that started or were renewed from 9 July–24 July 2021.

  • Landlord PDS June 2019

    This PDS contains an included SPDS for policies that started or were renewed from 30 June 2019–8 July 2021.

Target Market Determinations (TMD)

Landlord Buildings and/or Landlord Contents Insurance TMD

Effective from 1 September 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Residential Strata

Product Disclosure Statements (PDS)

Previous policies

Target Market Determinations (TMD)

Residential Strata Insurance TMD

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Personal Car Insurance

Product Disclosure Statements (PDS)

Previous policies

Target Market Determinations (TMD)

Private Plan TMD

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Boat Insurance

Product Disclosure Statements (PDS)

Previous policies

Target Market Determinations (TMD)

Private Plan TMD

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Caravan Insurance

Product Disclosure Statements (PDS)

Previous policies

Target Market Determinations (TMD)

Private Plan TMD

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Personal Valuables Insurance

Product Disclosure Statements (PDS)

Previous policies

Target Market Determinations (TMD)

Private Plan TMD

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Personal Legal Liability

Product Disclosure Statements (PDS)

Previous policies

Target Market Determinations (TMD)

Private Plan TMD

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Glossary

Product Disclosure Statements

The PDS has the full details on a policy including what’s covered and what’s not, limits and conditions.

Policy Wording

The Policy Wording has the full details on a policy including what’s covered and what’s not, limits and conditions.

Target Market Determination (TMD)

A TMD helps you understand the types of people (called the ‘class of customers’) our insurance policies are designed for, considering their needs, objectives, and financial situations.

Key Fact Sheets (KFS)

The KFS has quick information about a policy, including events we cover and some conditions. It doesn't include everything, read the PDS before making a decision about your insurance.

Need to contact us?

To talk to us about policy booklets, you can call us on 1300 934 934 (8am–8pm AEDT, Mon–Fri).