Personal home insurance can be taken out under the WFI Private Plan. Home owners can choose from either the Classic Home policy or the Standard Home policy. With WFI Private Plan you can also combine your home, car, personal valuables and personal accident policies into the one package, which makes keeping track of your insurance much easier.
Our people are experienced insurance professionals who take the time to listen to what’s important to you and talk to you about your insurance options. That way you can choose the cover that suits your needs.
If you ever have to make a claim, you can rest assured it will be handled by a dedicated claims officer who is on hand to provide a simple and timely claims process. Our philosophy is to provide an excellent personalised claims service to every client, in every claim.
Our Private Plan also includes cover for flood insurance unless you choose to opt out of it.
Select the insurance cover you require from a wide range of options. WFI Private Plan includes the following policies.
WFI Classic Home policy can provide insurance cover for both your home and contents against accidental damage, burglary and theft.
If your home is damaged, WFI will either replace, reinstate or repair your damaged home as far as possible to it’s original condition, or if this is not possible, we will pay you the reasonable cost to do so, up to the sum insured.
When you select the latter, your home will be repaired, replaced or rebuilt, or we will pay you the reasonable cost to do so.
Flood is included up to the sum insured of the building and contents unless the choice to opt out of Flood cover has been taken.
If you take out building and contents insurance under this policy you can take advantage of the following additional benefits;
Key fact sheets for our Classic Home and Standard home policies can be found in the important documents section below.
Being underinsured is a big problem in Australia. You can use WFI's home building and contents calculators available on our website to get an estimate of how much cover you may need.
For full details, please refer to the Product Disclosure Statement.
You may choose to insure your home and contents under WFI's Standard Home policy. This policy insures you against physical loss of or physical damage to your home building and contents caused by a number of defined events. These include fire, lightning, burglary, theft and storm. There are some types of dwellings and circumstances that are more suited to this type of insurance cover.
Flood is included up to the sum insured of the building and contents unless the choice to opt out of Flood cover has been taken.
If you take out building and contents insurance under this policy you can take advantage of the following additional benefits;
We will automatically increase the sum insured for your building and contents to allow for inflation.
Key fact sheets for our Classic Home and Standard home policies can be found in the important documents section below.
Being underinsured is a big problem in Australia. You can use WFI's home building and contents calculators available on our website to get an estimate of how much cover you may need.
For full details, please refer to the Product Disclosure Statement.
WFI also provides insurance cover for personal legal liability. Read more about our personal legal liability.
For full details, please refer to the Product Disclosure Statement.
We offer three different types of motor vehicle insurance to assist with both your insurance needs. These include comprehensive insurance, fire theft and legal liability, and legal liability.
Read more about our personal car insurance.
For full details, please refer to the Product Disclosure Statement.
WFI also provides insurance cover for personal valuables. Read more about our personal valuables insurance.
For full details, please refer to the Product Disclosure Statement.
WFI also provides insurance cover for pleasure boats. Read more about our boat insurance.
For full details, please refer to the Product Disclosure Statement.
WFI can provide insurance for Personal Accident and Illness or Personal Accident only. Cover can be arranged for 24 hours or leisure hours only. There is a choice of indemnity periods, either 52 or 104 weeks, plus with flexible waiting periods.
For full details, please refer to the Product Disclosure Statement.
The information provided above is intended as a summary only and is subject to the terms & conditions of the policy. For full details of the cover, conditions and exclusions relating to WFI’s home insurance please refer to the WFI Private Plan Product Disclosure Statement (PDS).
If you are an existing policyholder, a previous version of the PDS may apply to your policy. Please contact WFI on 1300 934 934 for assistance.
For previous policy booklets, check our policy booklets page.
Our Key Facts Sheets set out some of the events/risks covered and not covered by our home and content policies. These sheets do not provide a complete statement of the cover offered, exclusions, conditions and limits that apply under the policies. You should carefully read the PDS for more details.