You are here

Considerations for hobby farmers when insuring their farms

 

From beehives to veggie patches and boutique vineyards, hobby farms are springing up all over Australia. According to the Victorian Department of Primary Industries, there are approximately 60,000 hobby farms around the country.

No matter how small or how serious you are about your hobby farm, consider whether your insurance policy provides the cover that suits your needs. WFI has a long, proud history of providing both commercial and hobby farm insurance, so we know a thing or two about getting cover to suit your needs.

 

Does regular Farm Insurance cover it?

While Farm Insurance policies may cover a lot, you could end up paying for cover you don’t need. Rather than ‘one-size-fits all’ cover, it may be more cost-effective to work directly with an insurer to customise a package that suits your unique needs.

 

Re-assessing and renewing your cover

Should your farm grow, you may find yourself buying new equipment or machinery, extending and renovating existing structures, or acquiring more livestock. The work and expense you put in deserves the cover that suits your needs. So in the event that something does go wrong, you want to make sure you have adequate insurance coverage.

Did you know our WFI Area Managers can come to you? We work with you to discuss your options to allow you to choose what level of cover suits your needs. Then, if anything does happen, your side hustle may not become a hassle.

Having a relationship with a WFI area manager who has visited your property means you have a local who understands and is there to answer any questions you may have. For more information about covering your hobby farm, consider chatting to your local WFI area manager.

To see if a product is right for you, always consider the Product Disclosure Statement and Target Market Determinations available from the product issuer, Insurance Australia Limited ABN 11 000 016 722 trading as WFI.