Whether you manage a farm or run a commercial operation, as a business owner it’s important that you have the right insurance to protect your assets, your people and yourself.
WFI has a range of insurance products that have been created to help suit the needs of rural and commercial operators.
Rural insurance solutions
Here are some of our products for rural businesses:
An insurance solution for rural properties. Whether you need insurance for your farm infrastructure, equipment, vehicles or general property, you can tailor a level of cover that best suits your needs Dependant on your level of cover and terms of the policy, you may opt for cover against fire, burglary and theft, loss of income, and more.
Protecting your livestock is arguably one of the most important parts of running a productive and profitable farm. Our Livestock Insurance can help cover against the death or loss of use of specific animals. It includes cover for your bull or ram and can add on extra benefits like cover for the death of a cow as a result of calving, death of a mare as a result of foaling, death of a stallion as a result of elective castration, and death of an unborn foal.
Specifically designed for grain growers, our Early Bird Crop Insurance protects you well before the growing season kicks off. This policy helps insure against potential losses due to fire, adverse weather conditions like hail, damage by livestock, stored seed risks, and the escape of harmful chemicals, giving you added peace of mind as you plan, plant and harvest your crops.
Commercial insurance solutions
Beyond our rural-specific solutions, WFI also has a commercial insurance offering:
This product helps cover your business’s physical and operational assets. This includes cover for commercial buildings, vehicles and stock, protecting against losses from accidents, fire, lightning, earthquakes, damage from theft and more. The plan is flexible, which means you can tailor your coverage to fit your commercial needs – whether you operate in retail, manufacturing or service industries.
It’s important to have the right tools for the job, our Trades Insurance Kit offers coverage options to help suit the needs of mobile tradies like plumbers, electricians and mobile service providers like dog grooming businesses. You can pick and choose the cover that best suits your operations
If you’re running your commercial business from a traditional office, this policy is designed with the typical needs of office-based businesses in mind. This plan helps protect your office property, computers, electronic equipment, money kept on-site, as well as business legal liability insurance for personal injuries or property damages in connection with your business. You can also tailor the policy to include business interruption insurance, which will help get you back on your feet quickly after unexpected events.
For businesses in Western Australia, WFI offer a Workers Compensation insurance policy.
Learn more about WFI’s rural plans and commercial plans so you can protect your business now and into the future. You can also find your local rep and request a quote.
This is general advice only and does not take into account your individual objectives, financial situation or needs (“your personal circumstances”). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement and Target Market Determinations available from wfi.com.au. Insurance issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as WFI.